About us

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AFS provides our clients with a variety of consulting services in merger & acquisitions, management, financial, and technology space across multiple industries. Our team of experienced consultants will help your business create high levels of economic value. We commit to making your organization a better one.

In a merger & acquisitions we take care of the deal valuation and acquisition planning activities, full evaluation of target company’s performance, and detailed analysis of the upside potential and risks associated with a specific deal.

Our business funding services includes a Full array of business loan products: True business loan,

Line of Credit and business Cash Advance. We have a Financial Solutions for all types of business.



Our Team

Sam Aly President

Sam Aly has a Bachelor’s degree of business administration with a concentration in Accounting. He held a number of Accounting roles where he gained deep knowledge while acquiring his CPA. After a few years of working as an experienced CPA, Sam went back to graduate school where he obtained his MBA in Information Systems Management and Doctorate degree in Business Administration. He obtained a number of certifications and diplomas in Information Systems, Computer Sciences, and E-commerce. Sam’s diverse background enabled him to have hands on experience in areas of Finance, Information Technology, and Business Management for more than 35 years and held several managerial roles. In 1992, Sam started his own consulting firm through which he helped over 100 clients across various industry sectors in the U.S, Europe, & EMEA regions enhance their overall performance, increase profits, and reach their organizational goals in business areas including: Investment, Manufacturing, Retail, & Distribution by applying his deep expertise in business assessment, gap analysis, business and process development, ERP, Financial accounting, & costing.

Eduardo ArroyoVP-Consulting

Eduardo M. Arroyo obtained a Bachelor of Science in Management Engineering and a Masters in Business Administration, both from Rensselaer Polytechnic Institute in New York. At the age of 25 he was promoted to General Manager for Microdata Corporation. He later held the position of Vice-President and General Manager for Emulex Caribe Inc., which he occupied for 10 years. In 1992, he opened and still directs his consulting firm -- Arroyo & Associates -- founded on the belief that organizational success is based on: happiness, knowledge and effectiveness of team efforts to accomplish mutually desired results. He specializes in Leadership, Strategy and Execution. He has directly impacted over 150 organizations with accumulated benefits of several hundred millions of dollars; in manufacturing, service, and both local and federal government. He serves in boards of directors for several organizations and serves as executive coach to key executives and family members for various local and international organizations. In 2007 he published his third book: "RESULTS ORIENTED EXECUTION". This book was recognized by ASIEMA (U.K.-Spain) as the best Latin-American Management Publication for 2008. In 2010, he published “The Good, The Bad and the Troubled: A Leadership Guide for Effective and Painless Performance Management”, that immediately sold over one thousand copies before the first book came out of the printing press. In 2012 he was recognized with the Puerto Rico Chamber of Commerce Presidential Award for contributing to the development of their Strategic Plan. In 2014, he was named Technical Director for Juntos por Puerto Rico, a joint government, community and private sector initiative to develop a unified strategic plan for Puerto Rico.

Sami KadryI.T Consulting Manager

Sami is an Oracle Certified Professional with 15+ years of experience in Oracle database administration, Oracle Apps Administration, Apps Development and Business Intelligence. Sami was involved in more than 40+ projects on different industries (Financial, Telecomm, Manufacturing, Real state and development, and Health Care) and was the main technical resource for 12 full cycle implementations of Oracle ERP projects.
Sami was selected to join the advanced support team in Oracle systems Ltd as one of the mission critical technical resource.
Sami Has proven experience with references in Ontario Government (MCYS, ECMSS, and MGS) for RAC and Data Guard installations and configuration, Oil and Gas industry for Exadata best practice implementation, setup, support and maintenance, Banking such as BMO, CIBC, and various other industries.